Dec 30 2015 12999 1

Dec 30 2015 12999 1

Why a Home Buyer Should Consider a Realtor Recommended Mortgage Lender

Your real estate agent wants your transaction to close smoothly, without hiccups or surprises, and one of the biggest factors of buying a home is the financing end of the arrangement. It's a place where many things can go wrong, from a mortgage lender being careless when scrutinizing the loan application, to misplacing documents, not asking for the right documents, overlooking potential trouble spots and red flags, to forgetting to order an appraisal and ultimately not being able to close the file on time.

The lender depends on a team of individuals to process a loan, including the final say in the matter, the underwriter. If your mortgage lender is not detail oriented, inexperienced or otherwise not exceptionally organized, a home buyer can needlessly suffer through the closing.

Real estate agents who routinely close a lot of business have experience working with a variety of mortgage lenders, and they know which lenders under promise and over deliver. They know which lenders outshine all the rest. You can rely on your agent's intimate knowledge by choosing to use the mortgage lender your agent recommends. These types of mortgage lenders also realize that if they fail to perform to an agent's expectations, that agent will stop referring business. A referral from a real estate agent to a mortgage lender is earned business; it can't be bought. Your agent has a relationship with that mortgage lender, and it's partly that relationship that will ensure a stress-free transaction. You owe it to yourself to at least talk to the agent's preferred mortgage lender.

Think about your relationship with an unknown banking department where you are nothing more than a small number to that person who clocks out every day at 5 PM. Instead, wouldn't you prefer to be the lifeline of business to the mortgage lender who burns the midnight oil to ensure your file closes on time? Think about this as you picture yourself sitting on top of your boxes and waiting for the movers. You can't afford a snafu. Most home buyers want their new home purchase to be handled thoughtfully and to close within the contract period. Odds are if you use your agent's mortgage lender, that scenario is more likely to happen.


John and Ashley Lazosky Headshot
Author:
Phone: 702-281-1198
Dated: December 30th 2015
Views: 181
About John and Ashley: We are the Broker/Owners of Vegas Homes and Fine Estates. We are proud to say we have a combined 22...

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